/* =========================================================================
   Salus Capital Investment Group — shared stylesheet
   British English. Helvetica family only. Restrained palette.
   ========================================================================= */

:root {
  /* Palette — dark grey + gold + cream */
  --ink:          #1a1a1a;        /* deepest text on cream */
  --forest:       #1c1c1c;        /* (legacy token name) primary dark surface */
  --dark:         #1c1c1c;
  --dark-2:       #232323;        /* layered surface on dark */
  --dark-3:       #2a2a2a;        /* card surface on dark */
  --cream-light:  #f6f3ec;
  --cream-warm:   #ece7d9;
  --gold:         #b8965a;
  --gold-light:   #d4b07a;
  --gold-deep:    #8c6f3f;
  --mid-green:    #b8965a;        /* aliased to gold; legacy use */

  /* Derived */
  --ink-muted:        rgba(26, 26, 26, 0.66);
  --ink-faint:        rgba(26, 26, 26, 0.42);
  --ink-hair:         rgba(26, 26, 26, 0.12);
  --ink-hair-strong:  rgba(26, 26, 26, 0.26);

  --cream-on-forest:        rgba(246, 243, 236, 0.78);
  --cream-on-forest-faint:  rgba(246, 243, 236, 0.46);
  --cream-on-forest-hair:   rgba(184, 150, 90, 0.18);
  --cream-on-forest-hair-strong: rgba(184, 150, 90, 0.36);

  /* Type */
  --font-base: "Helvetica Neue", Helvetica, Arial, sans-serif;

  /* Sizes */
  --fs-eyebrow: 13px;
  --fs-body-sm: 14px;
  --fs-body:    17px;
  --fs-body-lg: 19px;
  --fs-h3:      24px;
  --fs-h2:      40px;
  --fs-h1:      64px;

  /* Spacing */
  --gutter:     56px;
  --section-y:  120px;
  --maxw:       1240px;

  /* Motion */
  --ease: cubic-bezier(0.22, 0.61, 0.36, 1);
}

/* Reset */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  background: var(--cream-light);
  color: var(--ink);
  font-family: var(--font-base);
  font-weight: 400;
  font-size: var(--fs-body);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { font: inherit; color: inherit; background: none; border: 0; cursor: pointer; }
input, select, textarea { font: inherit; color: inherit; }
::selection { background: var(--gold); color: var(--cream-light); }

/* ==========================================================================
   Wrap & section primitives
   ========================================================================== */
.wrap { max-width: var(--maxw); margin: 0 auto; padding: 0 var(--gutter); }
.wrap-narrow { max-width: 920px; margin: 0 auto; padding: 0 var(--gutter); }

.section { padding: var(--section-y) 0; }
.section--cream-light { background: var(--cream-light); }
.section--cream-warm  { background: var(--cream-warm); }
.section--forest      { background: var(--forest); color: var(--cream-light); }
.section--ink         { background: var(--ink); color: var(--cream-light); }
.section--dark-deep   { background: #141414; color: var(--cream-light); }

/* Typography */
.eyebrow {
  display: inline-block;
  font-size: var(--fs-eyebrow);
  font-weight: 500;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 28px;
}
.section--forest .eyebrow, .section--ink .eyebrow { color: var(--gold); }

h1, h2, h3, h4 { font-weight: 700; letter-spacing: -0.02em; line-height: 1.08; }
h1 { font-size: clamp(44px, 6.4vw, 80px); letter-spacing: -0.04em; }
h2 { font-size: clamp(32px, 4.4vw, 48px); letter-spacing: -0.03em; line-height: 1.05; }
h3 { font-size: clamp(20px, 2vw, 26px); letter-spacing: -0.015em; line-height: 1.18; }
h4 { font-size: 17px; letter-spacing: 0; line-height: 1.25; }

p { line-height: 1.55; }
.lead { font-size: var(--fs-body-lg); line-height: 1.5; color: var(--ink-muted); max-width: 60ch; }
.section--forest .lead, .section--ink .lead, .page-hero .lead { color: var(--cream-on-forest); }

.muted { color: var(--ink-muted); }
.section--forest .muted, .section--ink .muted { color: var(--cream-on-forest); }

/* Hairlines */
.hair-top    { border-top: 1px solid var(--ink-hair); }
.hair-bottom { border-bottom: 1px solid var(--ink-hair); }
.section--forest .hair-top, .section--forest .hair-bottom,
.section--ink .hair-top, .section--ink .hair-bottom { border-color: var(--cream-on-forest-hair); }

.rule-short {
  width: 56px; height: 1px; background: var(--gold); display: block; margin-bottom: 28px;
}

/* ==========================================================================
   Buttons
   ========================================================================== */
.btn {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 16px 28px;
  font-size: 13px; font-weight: 600; letter-spacing: 0.14em;
  text-transform: uppercase;
  border: 1px solid transparent;
  transition: background-color 220ms var(--ease), color 220ms var(--ease), border-color 220ms var(--ease);
  white-space: nowrap;
}
.btn .arrow { transition: transform 220ms var(--ease); display: inline-block; }
.btn:hover .arrow { transform: translateX(4px); }

.btn--gold {
  background: var(--gold); color: var(--ink); border-color: var(--gold);
}
.btn--gold:hover { background: var(--gold-deep); border-color: var(--gold-deep); color: var(--cream-light); }

.btn--ghost {
  background: transparent; color: var(--gold); border-color: var(--gold);
}
.btn--ghost:hover { background: var(--gold); color: var(--ink); }

.btn--ghost-ink {
  background: transparent; color: var(--ink); border-color: var(--ink-hair-strong);
}
.btn--ghost-ink:hover { border-color: var(--ink); }

/* ==========================================================================
   Header / Nav
   ========================================================================== */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: var(--cream-light);
  border-bottom: 1px solid var(--ink-hair);
}
.site-header__inner {
  max-width: var(--maxw); margin: 0 auto;
  padding: 18px var(--gutter);
  display: flex; align-items: center; justify-content: space-between;
  gap: 32px;
}

.wordmark {
  display: inline-flex; align-items: baseline; gap: 0;
  font-size: 26px; line-height: 1; color: var(--ink); letter-spacing: -0.02em;
}
.wordmark__salus   { font-weight: 400; }
.wordmark__capital { font-weight: 700; color: var(--gold); }
.wordmark__reg     { font-size: 9px; font-weight: 700; color: var(--gold); vertical-align: super; margin-left: 1px; }
.wordmark__dot     { color: var(--gold); font-weight: 700; }
.wordmark__tag {
  display: block;
  font-size: 9px; font-weight: 600; letter-spacing: 0.32em;
  text-transform: uppercase; color: var(--ink-muted);
  margin-top: 6px;
}
.brand-link { display: inline-flex; flex-direction: column; }

.primary-nav {
  display: flex; gap: 28px; align-items: center;
}
.primary-nav a {
  font-size: 13px; font-weight: 500;
  letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--ink-muted);
  position: relative; padding: 6px 0;
  transition: color 220ms var(--ease);
}
.primary-nav a:hover { color: var(--ink); }
.primary-nav a.is-current { color: var(--ink); }
.primary-nav a.is-current::after {
  content: ""; position: absolute; left: 0; right: 0; bottom: -2px; height: 1px; background: var(--gold);
}

.header-cta {
  font-size: 12px; font-weight: 600; letter-spacing: 0.16em; text-transform: uppercase;
  padding: 12px 20px; border: 1px solid var(--gold); color: var(--ink);
  transition: background-color 220ms var(--ease), color 220ms var(--ease);
}
.header-cta:hover { background: var(--gold); color: var(--cream-light); }

/* ==========================================================================
   Hero (forest)
   ========================================================================== */
.hero {
  background: var(--forest); color: var(--cream-light);
  position: relative; overflow: hidden;
  padding: 120px 0 100px;
}
.hero__inner { display: grid; grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr); gap: 80px; align-items: end; }
.hero h1 { color: var(--cream-light); max-width: 16ch; }
.hero h1 em { color: var(--gold); font-style: normal; }
.hero__sub { font-size: var(--fs-body-lg); line-height: 1.5; color: var(--cream-on-forest); max-width: 52ch; margin-top: 32px; }
.hero__ctas { display: flex; gap: 14px; margin-top: 44px; flex-wrap: wrap; }
.hero__meta {
  margin-top: 64px; padding-top: 28px; border-top: 1px solid var(--cream-on-forest-hair);
  font-size: 12px; letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--cream-on-forest-faint);
  display: flex; gap: 32px; flex-wrap: wrap;
}
.hero__meta span { color: var(--cream-on-forest); }

/* Hero figure — image fits */
.hero__figure img { width: 100%; height: 100%; object-fit: cover; object-position: center 38%; display: block; }
.hero__figure::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(180deg, rgba(28,28,28,0) 55%, rgba(28,28,28,0.55) 100%);
  pointer-events: none;
}

/* Pipeline image */
.pipe-card__media img {
  position: absolute; inset: 0;
  width: 100%; height: 100%;
  object-fit: cover; object-position: center;
  display: block;
}
.pipe-card__media::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(180deg, rgba(28,28,28,0) 50%, rgba(28,28,28,0.50) 100%);
  pointer-events: none;
}

/* Inline figure helper for content pages */
.inline-fig {
  margin: 36px 0 24px;
  position: relative; overflow: hidden;
  border: 1px solid var(--cream-on-forest-hair-strong);
}
.inline-fig img { width: 100%; height: auto; display: block; }
.inline-fig figcaption {
  display: flex; justify-content: space-between; gap: 24px;
  padding: 14px 20px;
  font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--cream-on-forest); font-weight: 500;
  border-top: 1px solid var(--cream-on-forest-hair);
}
.inline-fig figcaption strong { color: var(--gold); font-weight: 600; }
.inline-fig--light { border-color: var(--ink-hair-strong); }
.inline-fig--light figcaption { color: var(--ink-muted); border-color: var(--ink-hair); }
.inline-fig--light figcaption strong { color: var(--gold-deep); }

/* Full-bleed image band */
.image-band {
  position: relative; overflow: hidden;
  background: var(--dark);
  border-top: 1px solid var(--cream-on-forest-hair);
  border-bottom: 1px solid var(--cream-on-forest-hair);
}
.image-band__media { position: relative; height: clamp(360px, 55vh, 580px); }
.image-band__media img { width: 100%; height: 100%; object-fit: cover; object-position: center 55%; display: block; }
.image-band__media::after {
  content: ""; position: absolute; inset: 0;
  background:
    linear-gradient(90deg, rgba(28,28,28,0.85) 0%, rgba(28,28,28,0.55) 35%, rgba(28,28,28,0.05) 70%, rgba(28,28,28,0.55) 100%),
    linear-gradient(180deg, rgba(28,28,28,0.20) 0%, rgba(28,28,28,0) 40%, rgba(28,28,28,0.40) 100%);
  pointer-events: none;
}
.image-band__caption {
  position: absolute; left: 0; right: 0; bottom: 0;
  padding: 36px var(--gutter);
}
.image-band__caption-inner { max-width: var(--maxw); margin: 0 auto; color: var(--cream-light); }
.image-band__caption .eyebrow { color: var(--gold); margin-bottom: 14px; }
.image-band__caption h3 {
  font-size: clamp(28px, 3.4vw, 42px); font-weight: 700; letter-spacing: -0.03em;
  line-height: 1.1; color: var(--cream-light); max-width: 22ch;
}
.image-band__meta {
  margin-top: 18px;
  display: flex; gap: 28px; flex-wrap: wrap;
  font-size: 12px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--cream-on-forest);
}
.image-band__meta strong { color: var(--cream-light); font-weight: 600; margin-left: 8px; }
.hero__figure {
  aspect-ratio: 4 / 5;
  background:
    linear-gradient(180deg, rgba(246,243,236,0.06) 0%, rgba(246,243,236,0.02) 100%);
  border: 1px solid var(--cream-on-forest-hair-strong);
  position: relative; overflow: hidden;
  align-self: end;
}
.hero__figure-caption {
  position: absolute; left: 18px; bottom: 16px; right: 18px;
  display: flex; justify-content: space-between; align-items: end;
  font-size: 10px; letter-spacing: 0.2em; text-transform: uppercase;
  color: var(--cream-on-forest-faint);
}
.hero__figure-caption strong { color: var(--cream-light); font-weight: 500; }

/* ==========================================================================
   Stats strip
   ========================================================================== */
.stats-strip { background: var(--cream-light); border-bottom: 1px solid var(--ink-hair); }
.stats-strip__inner {
  display: grid; grid-template-columns: repeat(4, 1fr);
  padding: 64px var(--gutter);
  max-width: var(--maxw); margin: 0 auto;
  gap: 32px;
}
.stat { padding-right: 24px; border-right: 1px solid var(--ink-hair); }
.stat:last-child { border-right: 0; }
.stat__fig {
  font-size: clamp(54px, 6vw, 88px); font-weight: 700;
  letter-spacing: -0.04em; line-height: 0.95;
  color: var(--ink);
}
.stat__cap {
  margin-top: 14px;
  font-size: 12px; letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--ink-muted);
  max-width: 22ch;
}

/* Same component, dark variant */
.section--forest .stat { border-color: var(--cream-on-forest-hair); }
.section--forest .stat__fig { color: var(--cream-light); }
.section--forest .stat__cap { color: var(--cream-on-forest); }

/* ==========================================================================
   Two-column factual blocks (Who we are)
   ========================================================================== */
.two-col {
  display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, 1fr);
  gap: 88px; align-items: start;
}
.factbox {
  border: 1px solid var(--cream-on-forest-hair-strong);
  padding: 36px 36px 28px;
}
.factbox dl { display: grid; grid-template-columns: max-content 1fr; column-gap: 32px; row-gap: 0; }
.factbox dt {
  font-size: 12px; letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--cream-on-forest-faint);
  padding: 18px 0; border-top: 1px solid var(--cream-on-forest-hair);
  font-weight: 500;
}
.factbox dd {
  padding: 18px 0; border-top: 1px solid var(--cream-on-forest-hair);
  color: var(--cream-light); font-weight: 500;
}
.factbox dl > dt:first-of-type, .factbox dl > dd:first-of-type { border-top: 0; }

/* Light variant */
.factbox--light { border-color: var(--ink-hair-strong); }
.factbox--light dt { color: var(--ink-muted); border-color: var(--ink-hair); }
.factbox--light dd { color: var(--ink); border-color: var(--ink-hair); }

/* ==========================================================================
   Product cards — interactive, sibling-dim, hover lift
   ========================================================================== */
.products-row {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px;
  margin-top: 56px;
  perspective: 1200px;
}
.products-row:hover .product { opacity: 0.55; transform: scale(0.985); }
.products-row .product:hover { opacity: 1; transform: scale(1.04) translateY(-6px); z-index: 2; }

.product {
  background: var(--cream-light);
  padding: 40px 36px 32px;
  display: flex; flex-direction: column;
  min-height: 100%;
  border: 1px solid var(--ink-hair);
  position: relative;
  overflow: hidden;
  transition:
    transform 420ms var(--ease),
    opacity 320ms var(--ease),
    box-shadow 420ms var(--ease),
    border-color 280ms var(--ease),
    background-color 320ms var(--ease);
  cursor: pointer;
}
/* Gold top rule (always visible) */
.product::before {
  content: ""; position: absolute; top: 0; left: 0; right: 0; height: 2px;
  background: var(--gold);
  transform: scaleX(0.4); transform-origin: left center;
  transition: transform 520ms var(--ease);
}
.product:hover::before { transform: scaleX(1); }

/* Subtle radial accent that warms in on hover */
.product::after {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(circle at 80% -10%, rgba(184,150,90,0.18) 0%, transparent 55%);
  opacity: 0; transition: opacity 420ms var(--ease);
  pointer-events: none;
}
.product:hover::after { opacity: 1; }

.product:hover {
  background: #fbf8f0;
  border-color: var(--gold);
  box-shadow: 0 24px 64px -16px rgba(26,26,26,0.18), 0 2px 6px rgba(26,26,26,0.04);
}

.product__tag {
  position: absolute; top: 18px; right: 18px;
  font-size: 9px; letter-spacing: 0.2em; text-transform: uppercase; font-weight: 700;
  color: var(--ink); background: var(--gold);
  padding: 5px 9px;
  z-index: 2;
}

.product__name {
  font-size: 12px; letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--ink-muted); font-weight: 600;
  padding-right: 96px; /* leave room for the tag */
  line-height: 1.4;
}
.product__name-sub {
  display: block;
  font-size: 10px; letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--gold-deep); font-weight: 600; margin-top: 6px;
}
.product__rate {
  display: flex; align-items: baseline; gap: 10px;
  margin-top: 26px;
  position: relative; z-index: 1;
}
.product__rate-num {
  font-size: 84px; font-weight: 700;
  letter-spacing: -0.05em; line-height: 1; color: var(--ink);
  transition: color 320ms var(--ease), transform 520ms var(--ease), letter-spacing 520ms var(--ease);
  transform-origin: left center;
}
.product:hover .product__rate-num {
  color: var(--gold-deep);
  transform: scale(1.06);
  letter-spacing: -0.055em;
}
.product__rate-unit {
  font-size: 13px; font-weight: 500; letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--ink-muted);
}
.product__sub {
  margin-top: 8px; font-size: 14px; color: var(--ink-muted); letter-spacing: 0.04em;
  position: relative; z-index: 1;
}
.product__list {
  list-style: none; margin-top: 30px; border-top: 1px solid var(--ink-hair);
  position: relative; z-index: 1;
}
.product__list li {
  display: flex; justify-content: space-between; gap: 16px;
  padding: 14px 0; border-bottom: 1px solid var(--ink-hair);
  font-size: 14px;
}
.product__list li span:first-child { color: var(--ink-muted); }
.product__list li span:last-child  { color: var(--ink); font-weight: 500; }
.product__foot {
  margin-top: auto; padding-top: 28px;
  font-size: 12px; letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--gold-deep); font-weight: 600;
  display: inline-flex; gap: 8px; align-items: center;
  position: relative; z-index: 1;
  transition: gap 280ms var(--ease), color 280ms var(--ease);
}
.product:hover .product__foot { gap: 14px; color: var(--ink); }
.product__foot .arrow { transition: transform 280ms var(--ease); }
.product:hover .product__foot .arrow { transform: translateX(4px); }

/* Featured middle card — pre-accented */
.product--featured { background: #1c1c1c; color: var(--cream-light); border-color: var(--gold); }
.product--featured .product__name { color: var(--cream-on-forest); }
.product--featured .product__rate-num { color: var(--gold); }
.product--featured .product__rate-unit { color: var(--cream-on-forest); }
.product--featured .product__sub { color: var(--cream-on-forest); }
.product--featured .product__list { border-top-color: var(--cream-on-forest-hair); }
.product--featured .product__list li { border-bottom-color: var(--cream-on-forest-hair); }
.product--featured .product__list li span:first-child { color: var(--cream-on-forest); }
.product--featured .product__list li span:last-child  { color: var(--cream-light); }
.product--featured .product__foot { color: var(--gold); }
.product--featured:hover { background: #232323; }
.product--featured:hover .product__rate-num { color: var(--gold-light); }
.product--featured:hover .product__foot { color: var(--cream-light); }
.product--featured::after {
  background: radial-gradient(circle at 80% -10%, rgba(184,150,90,0.28) 0%, transparent 55%);
}

@media (prefers-reduced-motion: reduce) {
  .products-row:hover .product { opacity: 1; transform: none; }
  .products-row .product:hover { transform: none; }
  .product:hover .product__rate-num { transform: none; }
}

@media (max-width: 900px) {
  .products-row:hover .product { opacity: 1; transform: none; }
  .products-row .product:hover { transform: translateY(-3px) scale(1); }
}

.bespoke {
  margin-top: 24px;
  border: 1px solid var(--gold);
  background: var(--cream-light);
  padding: 36px 40px;
  display: grid; grid-template-columns: 1fr auto; gap: 32px; align-items: center;
}
.bespoke__label { font-size: 12px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--gold-deep); font-weight: 600; }
.bespoke__title { font-size: 24px; font-weight: 700; letter-spacing: -0.02em; margin-top: 8px; max-width: 48ch; line-height: 1.25; }

/* ==========================================================================
   Security columns
   ========================================================================== */
.cols-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 56px; margin-top: 56px; }
.col-item__svg { color: var(--gold); height: 56px; width: auto; display: block; margin-bottom: 28px; }
.col-item__title { font-size: 22px; font-weight: 700; letter-spacing: -0.015em; margin-bottom: 14px; line-height: 1.2; }
.col-item__body { font-size: 15.5px; color: var(--cream-on-forest); line-height: 1.6; max-width: 38ch; }
.section--cream-light .col-item__body, .section--cream-warm .col-item__body { color: var(--ink-muted); }

/* ==========================================================================
   Comparison calculator
   ========================================================================== */
.compare-card {
  background: var(--cream-warm);
  border: 1px solid var(--ink-hair-strong);
  padding: 44px;
  margin-top: 48px;
}
.compare-controls {
  display: grid; grid-template-columns: 2fr 1fr; gap: 48px; align-items: end;
  padding-bottom: 32px; border-bottom: 1px solid var(--ink-hair);
}
.field-label { font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--ink-muted); font-weight: 600; margin-bottom: 12px; display: block; }
.compare-amount {
  font-size: 48px; font-weight: 700; letter-spacing: -0.03em; color: var(--ink); line-height: 1;
}
.compare-slider {
  -webkit-appearance: none; appearance: none;
  width: 100%; height: 2px; background: var(--ink-hair-strong);
  margin-top: 18px; outline: none;
}
.compare-slider::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none;
  width: 18px; height: 18px; background: var(--gold); border: 0; cursor: pointer;
}
.compare-slider::-moz-range-thumb {
  width: 18px; height: 18px; background: var(--gold); border: 0; cursor: pointer;
}

.compare-bars { margin-top: 36px; display: flex; flex-direction: column; gap: 24px; }
.compare-bar { display: grid; grid-template-columns: 200px 1fr 140px; gap: 24px; align-items: center; }
.compare-bar__label { font-size: 14px; }
.compare-bar__label-name { font-weight: 600; color: var(--ink); display: block; }
.compare-bar__label-rate { font-size: 12px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--ink-muted); margin-top: 4px; display: block; }
.compare-bar__track { background: rgba(26,31,26,0.06); height: 36px; position: relative; }
.compare-bar__fill { background: var(--ink-hair-strong); height: 100%; width: 0; transition: width 720ms var(--ease); }
.compare-bar.is-salus .compare-bar__fill { background: var(--gold); }
.compare-bar__value { font-size: 20px; font-weight: 700; letter-spacing: -0.02em; color: var(--ink); text-align: right; }
.compare-bar.is-salus .compare-bar__value { color: var(--gold-deep); }
.compare-note { margin-top: 28px; font-size: 13px; color: var(--ink-muted); max-width: 70ch; line-height: 1.55; }

/* ==========================================================================
   Process steps
   ========================================================================== */
.steps {
  margin-top: 64px;
  border-top: 1px solid var(--cream-on-forest-hair);
}
.step {
  display: grid; grid-template-columns: 96px 1fr 1fr; gap: 56px;
  padding: 36px 0;
  border-bottom: 1px solid var(--cream-on-forest-hair);
  align-items: start;
}
.step__num { font-size: 22px; font-weight: 700; color: var(--gold); letter-spacing: 0.02em; }
.step__title { font-size: 24px; font-weight: 700; letter-spacing: -0.015em; line-height: 1.2; }
.step__body { color: var(--cream-on-forest); font-size: 15px; line-height: 1.6; max-width: 48ch; }
.section--cream-light .step, .section--cream-warm .step { border-color: var(--ink-hair); }
.section--cream-light .steps, .section--cream-warm .steps { border-top-color: var(--ink-hair); }
.section--cream-light .step__body, .section--cream-warm .step__body { color: var(--ink-muted); }

/* ==========================================================================
   Group architecture
   ========================================================================== */

/* Parent card (Salus Group) sitting above the 3+2 grid */
.group-arch {
  margin-top: 56px;
  display: flex; flex-direction: column; align-items: center;
}
.group-parent {
  width: min(640px, 100%);
  background: #161616;
  border: 1px solid var(--gold);
  padding: 36px 44px 32px;
  display: flex; flex-direction: column; align-items: center; text-align: center;
  color: var(--cream-light);
  text-decoration: none;
  transition: background-color 280ms var(--ease), border-color 280ms var(--ease), transform 280ms var(--ease);
}
.group-parent:hover { background: #1f1f1f; border-color: var(--gold-light); transform: translateY(-2px); }
.group-parent__logo {
  display: flex; align-items: center; justify-content: center;
  height: 64px; margin-bottom: 18px; width: 100%; overflow: hidden;
}
.group-parent__logo img {
  height: auto; max-height: 100%; max-width: 72%;
  object-fit: contain; display: block;
}
.group-parent__tag {
  font-size: 11px; letter-spacing: 0.22em; text-transform: uppercase;
  color: var(--gold); font-weight: 600; margin-bottom: 12px;
}
.group-parent__role {
  font-size: 14.5px; color: var(--cream-on-forest); line-height: 1.55;
  max-width: 52ch;
}
.group-parent__visit {
  margin-top: 18px;
  font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--cream-on-forest-faint); font-weight: 600;
  display: inline-flex; gap: 8px; align-items: center;
  transition: color 280ms var(--ease);
}
.group-parent:hover .group-parent__visit { color: var(--gold); }
.group-parent__visit .arrow { transition: transform 280ms var(--ease); }
.group-parent:hover .group-parent__visit .arrow { transform: translate(3px, -3px); }

/* Hairline trunk from parent down to grid */
.group-trunk { width: 1px; height: 44px; background: var(--gold); }

.group-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 20px;
  margin-top: 0;
  background: transparent;
  border: 0;
  width: 100%;
}
/* 3-on-top, 2-underneath layout (centered).
   Top row: cells 1, 2, 3 span columns 1-2, 3-4, 5-6.
   Bottom row: cells 4, 5 span columns 2-3, 4-5 (centered). */
.group-grid > :nth-child(1) { grid-column: 1 / span 2; }
.group-grid > :nth-child(2) { grid-column: 3 / span 2; }
.group-grid > :nth-child(3) { grid-column: 5 / span 2; }
.group-grid > :nth-child(4) { grid-column: 2 / span 2; }
.group-grid > :nth-child(5) { grid-column: 4 / span 2; }

.group-cell {
  padding: 40px 36px;
  background: var(--dark-2);
  display: flex; flex-direction: column;
  align-items: center;
  text-align: center;
  min-height: 280px;
  color: var(--cream-light);
  text-decoration: none;
  border: 1px solid var(--gold);
  transition: background-color 280ms var(--ease), border-color 280ms var(--ease), transform 280ms var(--ease);
  position: relative;
}
.group-cell:hover {
  background: var(--dark-3);
  border-color: var(--gold-light);
  transform: translateY(-2px);
}
.group-cell--anchor { background: #161616; }
.group-cell--anchor:hover { background: #1f1f1f; }
.group-cell__logo {
  display: flex; align-items: center; justify-content: center;
  height: 60px; margin-bottom: 28px;
  width: 100%;
  overflow: hidden;
}
.group-cell__logo img {
  height: auto;
  max-height: 100%;
  max-width: 100%;
  width: auto;
  object-fit: contain; object-position: center center;
  display: block;
  margin: 0 auto;
}
.group-cell__logo.is-capital img { max-height: 60px; max-width: 78%; }
.group-cell__logo.is-living  img { max-height: 46px; max-width: 72%; }
.group-cell__logo.is-stay    img { max-height: 40px; max-width: 92%; }
.group-cell__logo.is-scale   img { max-height: 30px; max-width: 90%; }
.group-cell__logo.is-care    img { max-height: 34px; max-width: 64%; }
.group-cell__tag {
  font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--gold); font-weight: 600;
}
.group-cell__role {
  margin-top: auto; padding-top: 16px;
  font-size: 13.5px; color: var(--cream-on-forest); line-height: 1.6;
  max-width: 36ch;
}
.group-cell__visit {
  margin-top: 20px;
  font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--cream-on-forest-faint); font-weight: 600;
  display: inline-flex; gap: 8px; align-items: center;
  transition: color 280ms var(--ease);
}
.group-cell:hover .group-cell__visit { color: var(--gold); }
.group-cell__visit .arrow { transition: transform 280ms var(--ease); }
.group-cell:hover .group-cell__visit .arrow { transform: translate(3px, -3px); }

@media (max-width: 1080px) {
  .group-grid { grid-template-columns: repeat(2, 1fr); gap: 16px; }
  .group-grid > :nth-child(n) { grid-column: auto; }
}
@media (max-width: 640px) {
  .group-grid { grid-template-columns: 1fr; }
}

/* ==========================================================================
   Eligibility
   ========================================================================== */
.elig {
  background: var(--cream-warm);
  border-top: 2px solid var(--gold);
  padding: 64px 56px;
  display: grid; grid-template-columns: 1.2fr 1fr; gap: 64px;
  align-items: start;
}
.elig__paths {
  display: grid; grid-template-columns: 1fr; gap: 16px;
  margin-top: 32px;
}
.elig__path {
  border: 1px solid var(--ink-hair-strong);
  background: var(--cream-light);
  padding: 24px 28px;
}
.elig__path-tag {
  font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--gold-deep); font-weight: 700; margin-bottom: 10px;
}
.elig__path-rule { font-size: 15px; line-height: 1.45; color: var(--ink); }

/* ==========================================================================
   FAQ
   ========================================================================== */
.faq { margin-top: 56px; border-top: 1px solid var(--ink-hair); }
.faq details {
  border-bottom: 1px solid var(--ink-hair);
}
.faq summary {
  list-style: none;
  cursor: pointer;
  padding: 26px 56px 26px 0;
  display: flex; align-items: center; justify-content: space-between;
  font-size: 18px; font-weight: 600; letter-spacing: -0.01em;
  color: var(--ink);
  position: relative;
  gap: 24px;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: ""; width: 14px; height: 1px; background: var(--ink-muted);
  position: absolute; right: 8px; top: 50%;
}
.faq summary::before {
  content: ""; width: 1px; height: 14px; background: var(--ink-muted);
  position: absolute; right: 14px; top: calc(50% - 7px);
  transition: opacity 220ms var(--ease);
}
.faq details[open] summary::before { opacity: 0; }
.faq__body {
  padding: 0 0 28px;
  font-size: 16px; line-height: 1.65; color: var(--ink-muted);
  max-width: 70ch;
}

/* ==========================================================================
   Contact
   ========================================================================== */
.contact-grid {
  display: grid; grid-template-columns: 1fr 1.2fr; gap: 80px;
  margin-top: 56px;
}
.contact-block { padding: 24px 0; border-top: 1px solid var(--cream-on-forest-hair); }
.contact-block:last-child { border-bottom: 1px solid var(--cream-on-forest-hair); }
.contact-block__label { font-size: 11px; letter-spacing: 0.2em; text-transform: uppercase; color: var(--gold); font-weight: 600; margin-bottom: 10px; }
.contact-block__value { font-size: 20px; font-weight: 500; letter-spacing: -0.01em; color: var(--cream-light); line-height: 1.4; }
.contact-block__value a:hover { color: var(--gold); }

.contact-form {
  background: rgba(246, 243, 236, 0.04);
  border: 1px solid var(--cream-on-forest-hair-strong);
  padding: 36px;
}
.field { margin-bottom: 18px; }
.field label {
  display: block; font-size: 11px; letter-spacing: 0.18em;
  text-transform: uppercase; color: var(--cream-on-forest); font-weight: 600;
  margin-bottom: 8px;
}
.field input, .field textarea, .field select {
  width: 100%;
  background: transparent;
  border: 0; border-bottom: 1px solid var(--cream-on-forest-hair-strong);
  padding: 12px 0; color: var(--cream-light);
  font-size: 16px;
  transition: border-color 220ms var(--ease);
}
.field input:focus, .field textarea:focus, .field select:focus {
  outline: none; border-bottom-color: var(--gold);
}
.field textarea { resize: vertical; min-height: 110px; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.field-check { display: flex; gap: 14px; align-items: flex-start; margin: 24px 0; }
.field-check input { width: 16px; height: 16px; accent-color: var(--gold); margin-top: 3px; }
.field-check label { font-size: 13px; line-height: 1.5; color: var(--cream-on-forest); letter-spacing: 0; text-transform: none; font-weight: 400; }

.contact-form__commit {
  margin-top: 20px; font-size: 13px; color: var(--cream-on-forest-faint);
  letter-spacing: 0.04em;
}

/* Light variant for /contact full page */
.contact-form--light { background: var(--cream-light); border-color: var(--ink-hair-strong); }
.contact-form--light .field label { color: var(--ink-muted); }
.contact-form--light .field input,
.contact-form--light .field textarea,
.contact-form--light .field select { color: var(--ink); border-bottom-color: var(--ink-hair-strong); }
.contact-form--light .field-check label { color: var(--ink-muted); }
.contact-form--light .contact-form__commit { color: var(--ink-muted); }

/* ==========================================================================
   Footer
   ========================================================================== */
.site-footer { background: var(--forest); color: var(--cream-light); padding: 80px 0 28px; }
.site-footer__top {
  display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 56px;
  max-width: var(--maxw); margin: 0 auto;
  padding: 0 var(--gutter);
}
.site-footer__logo { width: 200px; margin-bottom: 24px; }
.site-footer__sub { font-size: 14px; line-height: 1.6; color: var(--cream-on-forest); max-width: 36ch; }
.foot-col h5 {
  font-size: 11px; letter-spacing: 0.2em; text-transform: uppercase;
  font-weight: 600; color: var(--gold); margin-bottom: 18px;
}
.foot-col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.foot-col a { font-size: 14px; color: var(--cream-on-forest); transition: color 220ms var(--ease); }
.foot-col a:hover { color: var(--cream-light); }

.site-footer__bottom {
  margin-top: 64px; padding: 24px var(--gutter) 0;
  max-width: var(--maxw); margin-left: auto; margin-right: auto;
  border-top: 1px solid var(--cream-on-forest-hair);
  display: flex; justify-content: space-between; gap: 32px; flex-wrap: wrap;
  font-size: 12px; color: var(--cream-on-forest-faint); letter-spacing: 0.04em;
}

/* ==========================================================================
   Page-hero (interior pages — smaller forest hero)
   ========================================================================== */
.page-hero {
  background: var(--forest); color: var(--cream-light);
  padding: 100px 0 80px;
}
.page-hero h1 { font-size: clamp(40px, 5.4vw, 64px); max-width: 18ch; }
.page-hero .lead { margin-top: 28px; max-width: 60ch; }

/* ==========================================================================
   Tables (institutional)
   ========================================================================== */
.tbl { width: 100%; border-collapse: collapse; margin-top: 32px; }
.tbl th, .tbl td {
  text-align: left; padding: 18px 16px;
  border-bottom: 1px solid var(--ink-hair);
  font-size: 15px;
}
.tbl th { font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--ink-muted); font-weight: 600; }
.tbl tr:first-child th { border-top: 1px solid var(--ink-hair-strong); }
.tbl td.num { font-weight: 700; font-size: 18px; color: var(--ink); letter-spacing: -0.015em; }
.tbl td.gold { color: var(--gold-deep); }
.tbl thead th { border-bottom: 1px solid var(--ink-hair-strong); }

/* ==========================================================================
   Cards
   ========================================================================== */
.card-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 48px; }
.card {
  background: var(--cream-light); border: 1px solid var(--ink-hair-strong);
  padding: 32px 28px;
}
.section--forest .card { background: rgba(246,243,236,0.04); border-color: var(--cream-on-forest-hair-strong); }
.card__eyebrow { font-size: 11px; letter-spacing: 0.2em; text-transform: uppercase; color: var(--gold); font-weight: 600; margin-bottom: 10px; }
.card__title { font-size: 20px; font-weight: 700; letter-spacing: -0.015em; line-height: 1.2; margin-bottom: 12px; }
.card__body { font-size: 14.5px; line-height: 1.6; color: var(--ink-muted); }
.section--forest .card__body { color: var(--cream-on-forest); }
.section--forest .card__title { color: var(--cream-light); }

/* ==========================================================================
   Pull quote / spec figure
   ========================================================================== */
.fig-block {
  border-left: 2px solid var(--gold);
  padding: 8px 0 8px 28px;
  margin: 36px 0;
}
.fig-block__big {
  font-size: clamp(80px, 9vw, 132px); font-weight: 700;
  letter-spacing: -0.05em; line-height: 0.95; color: var(--ink);
}
.section--forest .fig-block__big { color: var(--cream-light); }
.fig-block__cap { font-size: 14px; color: var(--ink-muted); margin-top: 6px; }
.section--forest .fig-block__cap { color: var(--cream-on-forest); }

/* ==========================================================================
   Generic prose
   ========================================================================== */
.prose p { margin-bottom: 18px; font-size: 17px; line-height: 1.6; color: var(--ink); max-width: 64ch; }
.prose p.lead { font-size: 19px; color: var(--ink-muted); }
.prose h3 { margin: 40px 0 12px; }
.prose ul { margin: 16px 0 24px 22px; }
.prose ul li { margin-bottom: 8px; font-size: 16px; line-height: 1.55; }

/* ==========================================================================
   Dark surface texture (subtle, restrained)
   ========================================================================== */
.section--forest, .section--ink, .section--dark-deep, .hero, .page-hero, .site-footer {
  background-image:
    radial-gradient(ellipse at 20% 0%, rgba(184,150,90,0.08) 0%, transparent 55%),
    radial-gradient(ellipse at 90% 100%, rgba(184,150,90,0.06) 0%, transparent 60%);
}

/* ==========================================================================
   Pipeline cards (with image-slot)
   ========================================================================== */
.pipeline {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px;
  margin-top: 56px;
}
.pipe-card {
  background: var(--dark-2);
  border: 1px solid var(--cream-on-forest-hair);
  display: flex; flex-direction: column;
  transition: border-color 280ms var(--ease);
}
.pipe-card:hover { border-color: var(--cream-on-forest-hair-strong); }
.pipe-card__media {
  position: relative;
  width: 100%; aspect-ratio: 4 / 3;
  background: var(--dark-3);
  overflow: hidden;
}
.pipe-card__media image-slot { width: 100%; height: 100%; display: block; }
.pipe-card__status {
  position: absolute; top: 14px; left: 14px;
  font-size: 10px; letter-spacing: 0.18em; text-transform: uppercase;
  font-weight: 600; color: var(--gold);
  background: rgba(28,28,28,0.85);
  padding: 6px 10px; border: 1px solid var(--cream-on-forest-hair-strong);
  z-index: 1;
}
.pipe-card__status.is-live { color: var(--cream-light); border-color: var(--cream-on-forest-hair-strong); }
.pipe-card__body { padding: 28px 28px 24px; flex: 1; display: flex; flex-direction: column; }
.pipe-card__loc {
  font-size: 11px; letter-spacing: 0.2em; text-transform: uppercase;
  color: var(--gold); font-weight: 600;
  margin-bottom: 10px;
}
.pipe-card__name {
  font-size: 22px; font-weight: 700; letter-spacing: -0.02em; line-height: 1.2;
  color: var(--cream-light);
}
.pipe-card__sub {
  font-size: 14px; color: var(--cream-on-forest); margin-top: 8px; line-height: 1.5;
}
.pipe-card__meta {
  margin-top: 24px; padding-top: 18px;
  border-top: 1px solid var(--cream-on-forest-hair);
  display: grid; grid-template-columns: 1fr 1fr; gap: 14px 18px;
}
.pipe-card__meta dt {
  font-size: 10px; letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--cream-on-forest-faint); font-weight: 600;
}
.pipe-card__meta dd {
  font-size: 15px; color: var(--cream-light); font-weight: 600; letter-spacing: -0.01em;
  margin-top: 3px;
}

/* ==========================================================================
   Gated returns calculator
   ========================================================================== */
.returns {
  background: var(--dark-2);
  border: 1px solid var(--cream-on-forest-hair-strong);
  margin-top: 48px;
  position: relative;
  overflow: hidden;
}
.returns__head {
  display: grid; grid-template-columns: 1fr auto; gap: 32px; align-items: center;
  padding: 28px 36px;
  border-bottom: 1px solid var(--cream-on-forest-hair);
}
.returns__title { font-size: 22px; font-weight: 700; letter-spacing: -0.02em; color: var(--cream-light); }
.returns__title-sub { font-size: 13px; color: var(--cream-on-forest); margin-top: 4px; }
.returns__lock-pill {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase; font-weight: 600;
  color: var(--gold); padding: 8px 12px;
  border: 1px solid var(--cream-on-forest-hair-strong);
}
.returns__lock-pill svg { width: 12px; height: 12px; }

.returns__body { padding: 40px 36px; position: relative; }

/* Locked overlay */
.returns--locked .returns__panel {
  filter: blur(6px); opacity: 0.35; pointer-events: none;
  user-select: none;
}
.returns__gate {
  display: none;
  position: absolute; inset: 0;
  z-index: 5;
  padding: 40px 36px;
  background: linear-gradient(180deg, rgba(28,28,28,0.92) 0%, rgba(28,28,28,0.98) 100%);
}
.returns--locked .returns__gate { display: flex; align-items: center; justify-content: center; }
.gate-card {
  max-width: 540px; width: 100%;
  background: var(--dark-3);
  border: 1px solid var(--gold);
  padding: 40px;
  box-shadow: 0 12px 64px rgba(0,0,0,0.4);
}
.gate-card h3 {
  font-size: 26px; font-weight: 700; letter-spacing: -0.02em; color: var(--cream-light);
  margin-bottom: 12px;
}
.gate-card p {
  font-size: 14.5px; color: var(--cream-on-forest); line-height: 1.6; margin-bottom: 24px;
}
.gate-card .seg {
  display: grid; grid-template-columns: 1fr 1fr; gap: 8px; margin-bottom: 18px;
}
.gate-card .seg input { position: absolute; opacity: 0; pointer-events: none; }
.gate-card .seg label {
  display: block; cursor: pointer; padding: 14px;
  background: rgba(246,243,236,0.04);
  border: 1px solid var(--cream-on-forest-hair-strong);
  font-size: 12px; letter-spacing: 0.12em; text-transform: uppercase; font-weight: 600;
  color: var(--cream-on-forest);
  text-align: center; line-height: 1.3;
  transition: all 220ms var(--ease);
}
.gate-card .seg input:checked + label {
  background: rgba(184,150,90,0.12);
  border-color: var(--gold);
  color: var(--gold);
}
.gate-card .seg-note { font-size: 12px; color: var(--cream-on-forest-faint); margin-bottom: 18px; line-height: 1.45; }
.gate-card .field input {
  background: transparent;
  border: 0; border-bottom: 1px solid var(--cream-on-forest-hair-strong);
  color: var(--cream-light); padding: 12px 0; font-size: 16px; width: 100%;
}
.gate-card .field input:focus { outline: none; border-bottom-color: var(--gold); }
.gate-card .field label {
  font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--cream-on-forest); font-weight: 600; margin-bottom: 8px; display: block;
}
.gate-card .field-check {
  display: flex; gap: 12px; align-items: flex-start; margin: 20px 0;
  font-size: 13px; color: var(--cream-on-forest); line-height: 1.5;
}
.gate-card .field-check input { width: 16px; height: 16px; accent-color: var(--gold); margin-top: 2px; }

/* Unlocked panel layout */
.returns-controls {
  display: grid; grid-template-columns: 1.4fr 1fr; gap: 36px; align-items: end;
  padding-bottom: 28px; border-bottom: 1px solid var(--cream-on-forest-hair);
}
.returns-controls .field-label { color: var(--cream-on-forest); }
.returns-controls .compare-amount { color: var(--cream-light); }
.returns-controls .compare-slider { background: var(--cream-on-forest-hair-strong); }
.returns-controls .term-seg {
  display: flex; gap: 4px;
  background: rgba(0,0,0,0.25);
  padding: 4px; border: 1px solid var(--cream-on-forest-hair);
}
.returns-controls .term-seg button {
  flex: 1; padding: 12px 6px;
  font-size: 11px; letter-spacing: 0.14em; text-transform: uppercase; font-weight: 600;
  color: var(--cream-on-forest);
  transition: all 220ms var(--ease);
}
.returns-controls .term-seg button.is-active {
  background: var(--gold); color: var(--ink);
}

.returns-result {
  margin-top: 32px;
  display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 32px;
}
.return-fig {
  border-top: 1px solid var(--cream-on-forest-hair);
  padding-top: 24px;
}
.return-fig.is-primary { border-top-color: var(--gold); }
.return-fig__label {
  font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--cream-on-forest); font-weight: 600; margin-bottom: 10px;
}
.return-fig__value {
  font-size: clamp(40px, 5vw, 64px); font-weight: 700; letter-spacing: -0.04em;
  color: var(--cream-light); line-height: 1;
}
.return-fig.is-primary .return-fig__value { color: var(--gold); }
.return-fig__sub {
  font-size: 13px; color: var(--cream-on-forest); margin-top: 8px;
}

.returns-schedule {
  margin-top: 32px; padding-top: 28px; border-top: 1px solid var(--cream-on-forest-hair);
}
.returns-schedule h4 {
  font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase; font-weight: 600;
  color: var(--gold); margin-bottom: 18px;
}
.returns-schedule__row {
  display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 24px;
  padding: 14px 0; border-bottom: 1px solid var(--cream-on-forest-hair);
  font-size: 14.5px; color: var(--cream-light);
}
.returns-schedule__row span.muted { color: var(--cream-on-forest); }
.returns-schedule__row strong { color: var(--gold); font-weight: 600; }

/* ==========================================================================
   Reveal on scroll \u2014 minimal fade-up
   ========================================================================== */
.reveal { opacity: 0; transform: translateY(14px); transition: opacity 720ms var(--ease), transform 720ms var(--ease); }
.reveal.is-in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
}

/* ==========================================================================
   Responsive
   ========================================================================== */
@media (max-width: 1080px) {
  :root { --section-y: 88px; --gutter: 32px; }
  .hero__inner, .two-col, .contact-grid, .elig, .compare-controls {
    grid-template-columns: 1fr; gap: 48px;
  }
  .products-row, .cols-3, .card-row { grid-template-columns: 1fr 1fr; }
  .group-grid { grid-template-columns: 1fr 1fr; }
  .stats-strip__inner { grid-template-columns: 1fr 1fr; row-gap: 40px; }
  .stat:nth-child(2) { border-right: 0; }
  .step { grid-template-columns: 56px 1fr; gap: 24px; }
  .step__body { grid-column: 2; }
  .site-footer__top { grid-template-columns: 1fr 1fr; }
  .primary-nav { display: none; }
  .pipeline { grid-template-columns: 1fr 1fr; }
  .returns-controls { grid-template-columns: 1fr; gap: 24px; }
  .returns-result { grid-template-columns: 1fr 1fr 1fr; gap: 18px; }
}
@media (max-width: 640px) {
  :root { --section-y: 64px; --gutter: 22px; }
  .products-row, .cols-3, .card-row { grid-template-columns: 1fr; }
  .group-grid { grid-template-columns: 1fr; }
  .stats-strip__inner { grid-template-columns: 1fr; }
  .stat { border-right: 0; border-bottom: 1px solid var(--ink-hair); padding-bottom: 28px; }
  .stat:last-child { border-bottom: 0; }
  .compare-bar { grid-template-columns: 1fr; }
  .bespoke { grid-template-columns: 1fr; }
  .site-footer__top { grid-template-columns: 1fr; }
  .field-row { grid-template-columns: 1fr; }
  .pipeline { grid-template-columns: 1fr; }
  .returns-result { grid-template-columns: 1fr; gap: 28px; }
  .returns__head { grid-template-columns: 1fr; gap: 12px; padding: 22px 24px; }
  .returns__body { padding: 28px 24px; }
  .gate-card { padding: 28px; }
}